Mortgages

Residential Mortgages

From the first time home buyer to the experienced homeowner, our friendly staff can assist with completing the necessary applications.

• Approximately 2 Week processing time
• 85% LTV(up to 95% LTV with PMI; see lender for details)
• No Application Fee
• No Appraisal Fee – In most cases, see Lender for details.
• No Survey Required – In most cases, see Lender for details.

Fixed Rates & Adjustable Rates available.

Residential Construction Loan/Permanent (Owner Occupied) Mortgage

• One closing on Construction /Permanent Financing.
• Savings on fees for customer
• Approximately 2 Week processing time
• 85% LTV (up to 95% LTV with PMI; see lender for details)
• No Application Fee
• No Appraisal Fee – In most cases, see Lender for details.
• No Survey Required – In most cases, see Lender for details.

Fixed Rates & Adjustable Rates available.

Real Estate Investment Property Loans

• Approximately 2 Week processing time
• 80% LTV
• No Application Fee
• No Appraisal Fee, in most cases
• No Survey Fee, in most cases

Fixed Rates & Adjustable Rates available

Home Equity Line of Credit

If you own a home, you can use your equity to finance anything you want. You can enjoy the peace of mind of having a pre-approved line of credit at your disposal for those unexpected expenditures. This product can also function solely as Overdraft Protection on your checking account to avoid those embarrassing clerical errors.

• Prime Rate Plus – Variable monthly
• Tax deductible interest– in most cases. See your tax Advisor
• Up to 85% cumulative LTV

Second Mortgages

Please contact our loan specialist for details.